Find Out Your CIBIL Credit Information Report.

Looking for loan. Do check your CIBIL TransUnion Score before your apply. Your CIBIL score is an indication of your repayment capability. But one must know that every loan provider who uses CIBIL score has their own benchmarks to decide what’s the Good Score. Higher the credit score are viewed more favourably by the loan providers. A score of 650 may be viewed as good enough for sanctioning by one bank while even a score of 750 may not be considered good enough by another lending agency.

One has the option of purchasing CIBIL TransUnion Score along with CIR ( Credit Information Report) or CIR alone. Based on the option selected one has to pay Rs 450+Rs 142(TransUnion Score +CIR) or Rs 142 alone (CIR).

If the authentication is successful, one will receive the credit score on the email provided. In case the authentication has note been successful, print the online payment confirmation and mail it along with your identity and address proofs to the addresses provided on the CIBIL website.

Documents Required along with the online payment confirmation in cases of unsuccessful authentications:
1. Online Payment Confirmation 2. Identity Proof – PAN / Passport / Voter’s id (Identity proof should be valid and not expired) 3. Address Proof – Bank Statement / Electricity Bill / Telephone Bill / Passport / Credit Card Statement (Address proof should be not more than 3 months from the date of application and should be in your name)